Public beta. Independent and not affiliated with the UK Government.

National trends indicator

Experimental cash-basis household saving ratio

Experimental cash-basis household saving ratio, seasonally adjusted

Verified primary source
Current figure6.4%
Previous figure8.1%
Change-1.7 points
Reporting period2026 Q1

Long-term trend

The displayed series runs from 2021 Q1 (22.8%) to 2026 Q1 (6.4%). This is descriptive and does not attribute causation.

Accessible data table
Experimental cash-basis household saving ratio recent observations
PeriodValue
2021 Q122.8%
2021 Q211.9%
2021 Q37.8%
2021 Q45.5%
2022 Q14.4%
2022 Q2-0.4%
2022 Q3-0.5%
2022 Q41.3%
2023 Q10.7%
2023 Q22.3%
2023 Q33.7%
2023 Q44.5%
2024 Q16.4%
2024 Q27.1%
2024 Q38.3%
2024 Q49.6%
2025 Q18.8%
2025 Q27.8%
2025 Q36.9%
2025 Q48.1%
2026 Q16.4%

Insight

FactWhat the data show. Experimental cash-basis household saving ratio was 6.4% in 2026 Q1.

CalculationWhat has changed. The change from 2025 Q4 is -1.7 percentage points.

ComparisonHow it compares. Comparison awaiting period-aligned review. The year-earlier value was 8.8%.

InterpretationWhy it may matter. This measure provides context for living standards, public services or the public finances, but should be read with related measures.

LimitationImportant limitations. Experimental national-accounts series; subject to revisions and not interchangeable with every international saving-rate definition.

Policy optionsPossible evidence-based responses. No option is published until supporting and questioning evidence, distributional effects, cost, risks, confidence and success measures complete editorial review. Options are not instructions or endorsements.

MeasurementHow progress could be measured. Continue the same quarterly series, record revisions and compare like-for-like reporting periods.